Harley-Davidson® of Panama City Beach Finance Department

Harley-Davidson® of Panama City Beach Finance Department

NEW INVENTORY PRE OWNED INVENTORY APPLY NOW

If you've decided you want to finance your new Harley-Davidson®, you're not alone. Seventy percent of buyers finance their motorcycles. With a minimum down payment and approved credit, you can arrange Harley-Davidson® credit financing with us and get out on the road a few hours after picking out your motorcycle.

Plus, you can add in all your parts and accessories, MotorClothes® apparel, the Harley-Davidson® extended service plan, cycle Insurance and more. You'll have everything you need, and you only have to make one monthly payment.

And because we finance more Harley® motorcycles than anyone else, we understand your special needs. Only someone who knows how you feel when you hit the starter button understands that hitting the road ASAP is your biggest concern. That's why we make it easy.

We have two options to help you get the best financing for your new motorcycle. You can print out our application online or use our secure online interactive application. Please Click Here To Read Our Privacy Notice.

PRINTABLE EAGLEMARK FINANCE APPLICATION

Take the first step. Print out the loan application (requires Adobe® Acrobat® Reader™), fill it out, and bring it into our dealership to complete the application process

Our motorcycles are tough... Financing them shouldn't be.

Harley-Davidson® credit finances more motorcycles than any other lender. With a minimum down payment (10% on new bikes and 15% on used bikes) and approved credit, you can arrange Harley-Davidson® credit financing with your us at our dealership and be on the road just a few hours after picking out your motorcycle. Plus, you can add in all your genuine parts and accessories, MotorClothes® merchandise, an extended service plan and more. Everything you need is financed with one loan, so there's only one low monthly payment. We make it quick and easy, so you're riding instead of waiting. Benefits of financing:

  • Finance new and used bikes.
  • Flexible terms (up to 84 months O.A.C. on new bikes).
  • Low monthly payments.
  • Finance additional items (MotorClothes® merchandise, parts and accessories, extended warranty).

SECURE ONLINE APPLICATION

Apply Now

Talk to about financing your motorcycle with Harley-Davidson® credit, and get out on the road today. To download a Harley-Davidson® credit application, click here. Print it, fill it out, and bring it in or fax it to.

Adobe® Acrobat® Reader Required; to download click here.


FINANCE OFFERS:

2024 STREET GLIDE® ATTAINABILITY CAMPAIGN 

Monthly Payment
*Financing Offer available only on new Harley-Davidson® motorcycles financed through Eaglemark Savings Bank (ESB) and is subject to credit approval. Not all applicants will qualify. This 12.74% offer is available on new Harley Davidson® motorcycles to high credit tier customers at ESB and only for up to a 96-month term.
The APR may vary based on the applicant’s past credit performance and the term of the loan. For example, a 2024 Street Glide® motorcycle in Billiard Gray with an MSRP of $25,999, 10% down payment and amount financed of $23,399.10, 96-month repayment term, and 12.74% APR results in monthly payments of $389.88.
In this example, customer is responsible for applicable taxes, title, licensing fees and any other fees or charges at the time of sale. APR is calculated according to the simple interest method. Not valid in conjunction with other offers. Other terms, conditions, and limitations may apply. Dealer participation may vary. Financing offer
is subject to change or cancellation at any time. See your Harley-Davidson® Dealership for details.
No Money Down
*Financing Offer available only on new Harley-Davidson® motorcycles financed through Eaglemark Savings Bank (ESB) and is subject to credit approval. Not all applicants will qualify. Not valid in conjunction with other offers. Other terms, conditions, and limitations may apply. Dealer participation may vary. Financing offer is
subject to change or cancellation at any time. See your Harley-Davidson® Dealership for details.

MY23 Low APR Offer & Customization Credit

2023 STREET GLIDE® ST IN VIVID BLACK *Financing Offer available only on select new, untitled 2022 and 2023 Harley-Davidson® Grand American Touring and Adventure Touring motorcycles financed through Eaglemark Savings Bank and is subject to credit approval. Touring models Road King® Special, Electra Glide® Highway King, Road Glide® Special Anniversary, Street Glide® Special Anniversary and Ultra Limited® Anniversary are excluded. Harley-Davidson CVO™, Trikes, Icons Motorcycle Collection, and Police Duty Motorcycles are excluded. Not all applicants will qualify as the Annual Percentage Rate (APR) will vary based on the applicant’s past credit performance and the term of the loan. Financing offer is available only for up to a 48-month term. For example, a 2023 Street Glide® ST motorcycle in Vivid Black with Black Trim with an MSRP of $29,999, no down payment and amount financed of $29,999, 48-month repayment term, and 1.99% APR results in monthly payments of $650.70. In this example, customer is responsible for applicable taxes, title, licensing fees and any other fees or charges at the time of sale. APR is calculated according to the simple interest method. Not valid in conjunction with other offers. Customer must take delivery by March 31, 2024. This Financing Offer is valid during the period of February 1, 2024, to March 31, 2024. Other terms, conditions, and limitations may apply. Dealer participation may vary. Financing offer is subject to change or cancellation at anytime. See your Harley-Davidson® Dealership for details.

CUSTOMIZATION CREDIT > **$1,000 or $2,000 incentive valid for in-dealership purchase of Genuine Harley-Davidson® Parts & Accessories and/or Apparel & Licensed merchandise in connection with the purchase of select Grand American and Adventure Touring Motorcycles valid at participating Harley-Davidson® dealerships within the continental U.S. and Alaska. Offer valid toward the purchase of select new, untitled 2022 or 2023 Harley-Davidson® Grand American Touring or Adventure Touring motorcycles available and in stock at participating H-D® dealers between February 1, 2024 and March 31, 2024. Offer may not be available in all states. Touring models Road King® Special, Electra Glide® Highway King, Road Glide® Special Anniversary, Street Glide® Special Anniversary and Ultra Limited® Anniversary are excluded. Harley-Davidson CVO™, Trikes, Icons Motorcycle Collection and Police Duty Motorcycles are excluded. Offer cannot be redeemed for cash or cash equivalent. Offer is subject to change at any time without notice. Void where prohibited or restricted by law. Dealer participation may vary. Additional restrictions apply, see your Harley-Davidson® Dealership for details.

LOW APR DISCLAIMER > JANUARY 1 - DECEMBER 31, 2024

*Financing Offer available only on select new 2023 and 2022 Harley-Davidson® Grand American Touring and Adventure Touring motorcycles financed through Eaglemark Savings Bank and is subject to credit approval. Harley-Davidson® CVO™, Police Duty, Anniversary, Icons, Highway King, Ultra Limited® Anniversary, Road Glide® Special Anniversary, Street Glide® Special Anniversary, Street Glide®, Road Glide® and Road King® Special models are excluded, along with 2023 Trike. Not all applicants will qualify as the Annual Percentage Rate (APR) will vary based on the applicant’s past credit performance and the term of the loan. Financing offer is available only for up to a 60-month term. For example, a 2023 Ultra Limited® motorcycle in Vivid Black with Chrome Finish with an MSRP of $29,799, no down payment and amount financed of $29,799, 60-month repayment term, and 3.99% APR results in monthly payments of $548.66. In this example, customer is responsible for applicable taxes, title, licensing fees and any other fees or charges at the time of sale. APR is calculated according to the simple interest method. Not valid in conjunction with other offers. Customer must take delivery by December 31, 2024. This Financing Offer is valid during the period of January 1, 2024 to December 31, 2024. Other terms, conditions, and limitations may apply. Dealer participation may vary. Financing offer is subject to change or cancellation at anytime. See your Harley-Davidson® Dealership for details. 

STIMULATE THE SOUL > NO DOWN PAYMENT, NO INTEREST FOR 180 DAYS AND NO PAYMENTS FOR 210 DAYS

FINANCING OFFER AVAILABLE ONLY ON NEW HARLEY-DAVIDSON MOTORCYCLES FINANCED THROUGH EAGLEMARK SAVINGS BANK AND IS SUBJECT TO CREDIT APPROVAL. NO DOWN PAYMENT, NO INTEREST FOR THE FIRST 180 DAYS AND NO PAYMENTS FOR THE FIRST 210 DAYS. FOR EXAMPLE, A 2021 SPORTSTER® IRON 883 MOTORCYCLE IN RIVER ROCK GREY DENIM WITH AN MSRP OF $9,749, NO DOWN PAYMENT AND AMOUNT FINANCED OF $13,514.79, 84 MONTH PAYMENT TERM, AND 10.99% APR RESULT IN MONTHLY PAYMENTS OF $244, NO INTEREST FOR 180 DAYS AND NO PAYMENTS FOR 210 DAYS. THE APR WILL VARY BASED ON THE APPLICANT’S PAST CREDIT PERFORMANCE AND THE TERM OF THE LOAN, WHICH CAN VARY FROM 24-84 MONTHS. APR IS CALCULATED ACCORDING TO THE SIMPLE INTEREST METHOD. OFFER AVAILABLE THROUGH AUTHORIZED HARLEY-DAVIDSON® DEALERSHIPS ONLY. NOT ALL APPLICANTS WILL QUALIFY. NOT VALID IN CONJUNCTION WITH OTHER OFFERS. OTHER TERMS, CONDITIONS, AND LIMITATIONS MAY APPLY. FINANCING OFFER IS SUBJECT TO CHANGE OR CANCELLATION AT ANYTIME. SEE DEALER FOR DETAILS. 

INTERNET PRICING POLICY

The efficiencies of e-commerce permit us to sometimes offer e-commerce consumers pricing benefits. Therefore, prices on this site may only be available to consumers who initiate their transactions via email or via this site's contact mechanism.

Unless otherwise noted, vehicle prices listed are plus tax, tag and title. Dealer also charges a pre-delivery service fee in the amount of $1,199.95 on new vehicles and $699.95 on pre-owned vehicles which charge represents cost and profit to the dealer for items such as cleaning, inspecting and adjusting new and used vehicles and preparing documents related to the sale, or lease; and dealer also charges a private tag agency fee in the amount of $99.95 which charge represents a fee paid to a private tag agency for the preparation of title work and also includes profit to the dealer related to the sale, or lease.

Special advertised offers reflect specific vehicle stock numbers listed in the supporting information for each offer and are available for well-qualified consumers with approved credit, may require financing or leasing through a particular financial services vendor, are for a limited time and subject to change without notice. All rebates and incentives are to be assigned to the dealer. Some special advertised offers are independent of each other and may not be combined with any other offers, or specials. Some incentives may not be available to all consumers and may depend on method of purchase, or lease. All vehicles are subject to prior sale. Harley-Davidson of Tampa Bay, New Port Richey, Wesley Chapel, Panama City Beach are not responsible for internet malfunctions affecting prices/offers, or typographical errors associated with online prices/offers. Vehicle art depicted is solely for the purpose of advertising and may not be representative of actual vehicle(s) in stock. Please see dealer for complete details.